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Selling House

    • 11 posts
    May 30, 2022 9:12 AM EDT

    Do you first sell your old house and then buy a new one, or buy a new house first and then sell the old one?

    • 11 posts
    May 30, 2022 9:13 AM EDT

    Either way works well. The key to it is whether you can afford to carry two mortgages at the same time for the overlap time.

    Most clients I have to buy and sell at the same time.

    They usually close on the sale of their original home in the morning and then do the closing on the new house later the same day. It works out well 99 percent of the time.

    • 11 posts
    May 30, 2022 9:15 AM EDT

    We've almost always sold first thanks to cash for houses in Cochrane. Doing so has put us into situations involving 2 moves (into temporary housing before we could close on the next house), or leasing back our old home to avoid 2 moves.

    It's definitely possible to buy a new home first. This requires both adequate funds for a downpayment on the new home and the ability to qualify to pay both mortgages. Or perhaps enough cash not to have a mortgage at all. One way to deal with qualifying is to provide proof you've rented out the old home so you have that extra income to cover the mortgage.

    • 134 posts
    June 26, 2022 12:29 PM EDT

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    • 134 posts
    July 3, 2022 2:11 PM EDT

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    July 9, 2022 7:48 AM EDT

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    July 20, 2022 12:38 PM EDT

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    July 28, 2022 6:58 AM EDT

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    • 170 posts
    August 12, 2022 3:07 PM EDT

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    • 170 posts
    August 16, 2022 11:53 AM EDT

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    • 170 posts
    August 20, 2022 5:38 AM EDT

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    • 170 posts
    August 20, 2022 5:38 AM EDT

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    August 20, 2022 5:39 AM EDT

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    • 170 posts
    September 3, 2022 1:57 PM EDT

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    October 3, 2022 11:33 AM EDT

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