A broad commercial policy that covers liability exposures of a business that are not specifically excluded. Medical payments or Personal Injury Protection (PIP) for treatment of injuries to the driver and passengers of the policyholder's car are also offered. It is recommended that all professional and technology companies have E&O coverage. This could be as simple as an employee driving to a sales call, the bank or office supply store. Coverage typically includes product liability, completed operations, premises and operations, and personal and advertising injury. A commonly overlooked exposure for companies who employ mostly office workers is the potential injury to employees while driving their own vehicles on company business. If you have employees it is critical that you secure this important coverage.
. In addition to covering licensed professionals such as accountants, attorneys, insurance agents, architect and engineers to name a few, technology companies frequently have a professional liability exposure. A Business Owners policy is typically available to businesses and industries that are typically viewed as having relatively low liability exposures.
This Cedar Park business insurance policy provides coverage for losses above the limit of an underlying policy or policies such as General Liability, Employers Liability and Automobile Liability.
An Austin business insurance policy that combines property, liability and business interruption coverages for small to medium-sized businesses. Contact an Agent today for more information business insurance. It is recommended that all businesses operating have general liability coverage in place. Make sure you make educated ones. While it applies to losses over the dollar amount in the underlying policies, golf umbrella suppliers terms of coverage are sometimes broader than those of underlying policies. (I think this is the same world where you have unlimited funding, 48 hours in a day, and customers that would crawl over hot coals to buy from you)!
In case you're not quite in that situation some important decisions have to be made.
E&O insurance covers professionals for negligence and errors or omissions that injure their clients. Most companies that are bootstrapping don't have the cash flow to transfer every risk via an Austin business insurance policy