The world of decentralized finance continues to innovate, yet many lending protocols still suffer from the same limitations: slow liquidation processes, declining efficiency under stress, and collateral that stops being productive once deposited. Curvance addresses these challenges head-on by introducing a new generation of lending mechanics designed to support high leverage without compromising safety.
At the core of Curvance is a simple philosophy — your assets should never stop working for you. Instead of forcing users to choose between earning yield or unlocking liquidity, the protocol enables both simultaneously. Liquid staking tokens, LRTs, stablecoins, and LP tokens can all be deposited as collateral while continuing to generate external yield. This transforms every asset into a powerful financial instrument with dual utility.
A standout feature of Curvance is its high-capacity borrowing system. Select assets support loan-to-value ratios as high as 97.5%, made possible by the protocol’s advanced liquidation architecture. Unlike traditional systems that slow down during volatility, Curvance processes risk faster, ensuring that positions adjust quickly and the market remains stable even during turbulent conditions.
The liquidation engine is one of the protocol’s biggest innovations. Curvance routes liquidation orders through an internal auction mechanism that captures MEV and bundles executions. This drastically reduces liquidation overhead, allowing the protocol to offload risk almost instantly. Lower costs and faster resolution mean healthier markets and safer leverage, even when volatility spikes.
Another user-focused feature is native looping and scaling. Instead of manually executing complex sequences to create leveraged yield positions, Curvance allows users to do it with a single click. This makes advanced strategies accessible not just to experienced traders, but to newcomers who want to maximize their capital efficiency without navigating complicated processes.
To protect user positions, Curvance utilizes dual pricing oracles with heartbeat verification, ensuring that the system receives accurate and timely price data. Adaptive price guards filter out anomalies, cap sudden spikes, and reject abnormal values. This combination prevents false liquidations and strengthens the protocol’s overall resilience against manipulation.
Curvance also opens the door for developers to build on top of it. Modular, permissionless plugins allow builders to create automated strategies, risk management tools, and new financial layers directly within the ecosystem. This flexibility encourages innovation and positions the protocol as a foundational layer for future DeFi applications.
The vision behind Curvance is clear: create a lending experience where users feel empowered, not restricted. By reducing liquidation costs, increasing speed, and keeping collateral productive, Curvance reshapes what capital efficiency looks like in DeFi. It enables users to borrow more, respond faster, and earn continuously — all within a secure, intuitive environment.
For those looking to get more out of their digital assets, Curvance offers a smarter, safer, and more scalable way to access liquidity and leverage without sacrificing yield. It represents the next evolution of decentralized lending, built to thrive under pressure and deliver stronger outcomes for users at every level.